TERMS OF USE/DISCLAIMERS
Use and linking permission
Linking or copying this web site or particular pages of this web site is not permitted without express permission by Best Mortgage Offers.com. Best Mortgage Offers.com retains all rights to the information displayed on these pages and this web site including but not limited to company names and addresses along with HTML/CSS source including copying portions thereof or any other method of duplication. Best Mortgage Offers.com will defend these rights or prosecute anyone violating these rights to the full extent permitted by law. Best Mortgage Offers.com does not relinquish any rights in such matters in cases where these rights are not exercised.
All product names, company names, and logos used in this web site are trademarks or registered trademarks of their respective owners including such names as Best Mortgage Offers.com, Google and Yahoo!
Best Mortgage Offers.com reserves the right to edit, delete, and reject listings or advertising at its own discretion with or without cause. Advertisers and individual companies assume all liability for any error in individual listing or any advertising on this web site. It is the responsibility of the individual company to report such an error in order that it can be corrected and or deleted if required. Best Mortgage Offers.com's liability resulting from such an error is specifically limited to the charge for the advertisement or listing in question. We expressly disclaim any other liability for any information contained in this service, the contents of advertising and advertisements, or for assertions, opinions or omissions therein. No party shall be liable to any other for losses of any nature derived for these listings including, but not limited to, lost profits, punitive, direct, or consequential damages.
Referral or recommendation
Best Mortgage Offers.com is not hereby endorsing or recommending any specific mortgage company, coverage, product or policy type.
We expressly state that we have no information as to the integrity, legality, skill set or training of any company hereto listed. Individuals who find or choose a mortgage company based on anything in this web site, do so at their own risk, at their own discretion, of their own free will, and freely accept all of these conditions including the remedies stated herein.
Companies and individuals who advertise their services on Best Mortgage Offers.com are wholly responsible for maintaining their information, posting accurate rates and keeping their information updated. Best Mortgage Offers.com does not endorse, warrant or guarantee service or products of any lender or broker.
Nothing on this web site should be construed an offer to buy mortgage products, but merely a confidential information inquiry.
Liability disclaimer
Best Mortgage Offers.com shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained as a result of any information or offer in or results of any kind obtained in connection with this web site, including, without limitation to, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this website contains an offer, promise or otherwise, either to make a specific loan or that any participating lender will make any loan for any purpose or on any specific terms.
In no event shall Best Mortgage Offers.com be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the Information or the transmission or delivery of all or any part thereof, for any damage arising therefrom or occasioned thereby, or for the results obtained from the use of the Information. Best Mortgage Offers.com will not be responsible if any information infects or contaminates a user's system or information. The entire risk as to the quality and performance of Best Mortgage Offers.com and the accuracy, adequacy, completeness, currentness, validity and quality of any Information is with the user. In no event will Best Mortgage Offers.com be liable to any party for any direct, indirect, special, punitive or consequential damages (including, but not limited to, damages for loss of business profits, business interruption, loss of programs or information, and the like), or any other damages arising in any way out of the availability, use, reliance on, or inability to use Best Mortgage Offers.com or any 'information', even if Best Mortgage Offers.com shall have been advised of the possibility of such damages, and regardless of the form of action, whether in contract, tort, or otherwise; or (ii) for any claim attributable to errors, omissions, or other inaccuracies in, or destructive properties of any 'information.'
Guarantees/Warranty
Best Mortgage Offers.com and any providers of the contained information make no warranty or guarantee, or promise, express or implied, concerning the content or accuracy of the directory entries and database files stored and maintained by us or to the results individual users may obtain from that information. Best Mortgage Offers.com expressly disclaims and excludes all express warranties and implied warranties of merchantability and fitness for a particular purpose. In addition, Best Mortgage Offers.com does not guarantee the accuracy or the timeliness of all interest rates and bond yields. Best Mortgage Offers.com also cannot guarantee its interpretation of current and future directions of interest or bond yields.
When using Best Mortgage Offers.com there is no guarantee that you will be able to close a loan from any of the network of participating lenders. Each lender has its own standards for loan approval. Rates quoted are not locked until a separate agreement is made with the lender. Other lender costs are estimates; the actual cost may vary.
Information is not warranted or guaranteed in any way. Best Mortgage Offers.com does not warrant or guarantee, express or implied, the accuracy, adequacy, quality, currentness, validity, completeness, or suitability of any Information for any purpose.
Rates, points and programs cannot be guaranteed and are subject to change without notice.
No obligation/no direct fees
You are under no obligation to use Best Mortgage Offers.com to apply for your loan, even if you use it to research loan products from participating lenders.
Best Mortgage Offers.com does not charge direct fees to you, the borrower.
The payment will be based on the services Best Mortgage Offers.com provides to your lender.
Best Mortgage Offers are not brokers or lenders
Best Mortgage Offers.com does not sell, process, place or negotiate mortgage products or make loans, and is not affiliated with any mortgage company. Best Mortgage Offers.com does not make any guarantees or representations about the products or services offered by its network of participating lenders. All information is strictly confidential and is transferred upon receipt by Best Mortgage Offers.com to mortgage lenders who will contact you directly. Loans are made only by participating lenders, who are solely responsible for all aspects of their products and services.
At no time does Best Mortgage Offers.com ever act as an agent or intermediary for any parties or have any role or interest in any mortgage loan you may enter with a participating lender.
Federal Disclosures
Your lender will make certain disclosures to you when you complete your loan application with them. These disclosures are required by the Truth-in-Lending Act and the Real Estate Settlement Procedures Act (RESPA) and include: